Terms of Service

Last updated: October 18, 2026 · Version 2026-10-18.2

Plain-English summary: Agent IV is a report-generation tool for licensed Texas real-estate agents. The reports are drafts of your work product — not appraisals — and you are responsible for reviewing them and for how you use them with clients. This document sets out those responsibilities, our billing terms, and the legal ground rules.

1. Acceptance and Eligibility

These Terms of Service ("Terms") are an agreement between you and Agent IV Software LLC, operating as Agent IV ("Agent IV", "we", "us"). By creating an account or using agent-iv.com (the "Service"), you accept these Terms. If you do not accept them, do not use the Service.

The Service is built for real-estate professionals. To use it, you must:

be at least 18 years old;
hold an active real-estate license (sales agent or broker) in the state where you practice; and
use the Service only in your professional capacity — accounts are for licensed professionals and their teams, not for consumers.

If you join or create a team account, you confirm you are authorized to act for that team, and each team member must independently meet these eligibility requirements.

2. The Service

Agent IV generates agent-branded real-estate documents: comparative market analyses (CMAs), market reports, and investment analyses built from your MLS's data; deterministic calculators (seller net sheet, mortgage, buyer cost estimate, rent-vs-buy, affordability); and an open-house sign-in kiosk that collects visitor contact information on your behalf. AI reports are drafted with the assistance of a large language model from that data and the details you enter (see section 5). Every report is branded as your work product and is delivered to you for your review before any client-facing use.

We use third-party providers to operate the Service — including Anthropic (AI generation), Clerk (authentication), Stripe (payments), Supabase (database and file storage), Railway (hosting), Cloudflare (DNS and network security), Google (address suggestions) and Repliers (MLS data). Our Privacy Policy describes how data flows through these providers.

3. CMAs Are Not Appraisals

Nothing the Service produces is an appraisal. Reports generated by Agent IV — including CMAs, market reports, and investment analyses — are informational tools prepared for use by a licensed real-estate agent in the ordinary course of brokerage work. In Texas, only a licensed or certified appraiser may perform an appraisal; a CMA is a broker price opinion, not an appraisal.

Reports are not lending-grade valuations, are not prepared in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP) or the Texas Appraiser Licensing and Certification Act, and must not be represented as appraisals, used to originate or support a mortgage loan, or offered where an appraisal is required by law. You agree to present every report only as what it is: a broker's informational analysis.

4. Your Professional Responsibility

Reports are drafts of your work product. You are solely responsible for:

Review before use. You must review every report — its data, comparables, calculations, and conclusions — before sharing it with a client or anyone else. The Service requires you to confirm this review before download, but the confirmation does not shift responsibility to us: the professional judgment is yours.
Accuracy. Verifying that the facts in any report you use are correct, current, and appropriate for the property and client.
Licensing and rules. Complying with the Texas Real Estate Commission (TREC) rules, your local REALTOR® association and MLS rules (including ABOR/Unlock MLS where applicable), your broker's policies, and all applicable law, including advertising rules.
Client relationships. Your engagements, representations, fiduciary duties, and communications with clients are entirely between you (and your broker) and your clients. We are not a party to them.

5. AI-Generated Content

AI reports are built from your MLS's data and the details you enter, and drafted by a machine. The only thing looked up on the public web is the subject home's own public record (its county appraisal record), and only for a home your MLS has no record of. That means:

reports may contain errors, including incorrect facts, outdated figures, misattributed data, or unsound reasoning;
source data — your MLS's listings and sales, and a county's public record — may be incomplete, stale, or wrong at the source;
we make no guarantee of the accuracy, completeness, or timeliness of any AI-generated content.

Every AI report carries a disclosure identifying it as AI-assisted and naming the responsible agent (and the agent's license number, when one is on file in your branding profile). You may not remove that disclosure. AI output is a starting point for your professional review — never a substitute for it.

6. Accounts and Teams

You must provide accurate account information, including your name and license number, and keep it current. You are responsible for activity under your account and for keeping your login credentials secure. Team accounts share one subscription and one report allowance; the account owner is responsible for who joins the team and for their use of the Service. Notify us promptly at kiyancaras@icloud.com if you suspect unauthorized use of your account.

7. Subscriptions, Billing and Allowances

Plans. Subscriptions are billed monthly: Starter $50, Pro $100, Premier $200, Max $300. Where offered, you may instead pay for a year up front at eleven times the monthly price — Starter $550, Pro $1,100, Premier $2,200, Max $3,300 a year. Each plan includes a pooled monthly allowance of AI reports (30, 60, 125, and 200 respectively) shared across the whole team; seats are unlimited on team plans (Pro and up). Calculators and other non-AI tools do not count against the allowance. Current plan details are on the pricing page.
Billing. Payments are processed by Stripe. Your subscription renews automatically each month (or each year, on a yearly plan) until you cancel. Fees are exclusive of any applicable taxes, which you are responsible for.
Free trial. If you are new to Agent IV, you may choose a 3-day free trial of the plan you select when you apply. A payment card is required to start it, and nothing is charged during the trial. The trial includes 5 AI reports in total, and reports and documents made during the trial carry a small “Made with Agent IV” mark. Unless you cancel before the trial ends, your selected plan starts automatically when it ends, your card is charged the plan's monthly fee plus tax, and the plan renews monthly until you cancel. You can cancel at any time during the trial in Settings → Manage billing and you will not be charged. One trial per agent: it is not available to anyone whose email address, license number or payment card has been used for an Agent IV account before, and we may decline or end a trial that we reasonably believe gets around this.
Allowances. Allowances reset at the start of each billing period (each calendar month for plans not billed through Stripe, and for yearly plans, whose allowance is monthly and starts fresh on the day the year is paid), and unused reports do not roll over. An Investment Analysis counts as one AI report even without the Market Assessment. When a pooled allowance is exhausted, AI report generation pauses until the allowance resets or you upgrade.
Cancellation. You may cancel at any time; cancellation takes effect at the end of the current billing period — for a yearly plan, the end of the paid year. You keep access until then. Except where the law requires otherwise, fees already paid are non-refundable, including the unused months of a yearly plan.
Price changes. We may change prices or allowances with at least 30 days' advance notice. Changes apply from your next renewal after the notice period; if you do not agree, cancel before the change takes effect.

8. Acceptable Use

You agree not to:

scrape, crawl, or bulk-extract the Service or its output by automated means;
resell, sublicense, or offer the Service (or report generation as a service) to third parties — your subscription covers your team's own professional use;
reverse engineer, decompile, or attempt to extract the Service's source code, prompts, or models;
use the Service to violate any law, including fair-housing law — you may not use reports, calculators, or visitor data to discriminate on the basis of race, color, religion, sex, disability, familial status, national origin, or any other protected characteristic. Fair-housing compliance in your practice is your duty, and it applies fully to how you use the Service;
misrepresent AI-generated content as an appraisal or as independently verified when it is not;
interfere with the Service's operation or attempt to access another account's data.

No competing product. While you have an account and for 12 months after it ends, you will not use the Service, or anything about it you learned through your access that isn't public (its features, workflows, designs, report formats, prompts, or outputs), to build, help build, or sell a product or service that competes with Agent IV, and you will not give anyone access to the Service for that purpose. This does not limit your real-estate practice: your reports remain yours to use, and you may use any other tools you choose.

9. Open-House Visitor Data

The open-house kiosk collects visitor contact information on your behalf: you decide to collect it, you use it, and you are the controller of it. We store and process it only to provide the Service to you. You are responsible for giving visitors any notice, and obtaining any consent, that applicable law requires; for honoring visitors' requests about their information; and for using visitor data lawfully — including compliance with telemarketing and anti-spam rules if you follow up by phone, text, or email.

10. Intellectual Property

Yours. Content you upload or enter — your logo, name, branding, and client or property details — remains yours. You grant us a limited license to host, process, and display it solely to operate the Service for you. Reports generated for you are yours to use in your practice, subject to these Terms.
Ours. Agent IV — its software and source code, design, look and feel, workflows, prompts, templates, report formats and layouts, calculators, data compilations and documentation, and the Agent IV name, logo and branding — is the intellectual property of Agent IV Software LLC and its licensors. It is protected by copyright, trade secret, trademark and other laws, whether or not registered. Agent IV Software LLC keeps all right, title and interest in it. Using the Service, or any report it produces, gives you no ownership of it and no rights in it beyond the limited, personal, non-exclusive, non-transferable, revocable right to use the Service under these Terms while your account is active. All rights not expressly granted are reserved.

11. Disclaimer of Warranties

THE SERVICE AND ALL REPORTS AND OUTPUT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY THAT OUTPUT WILL BE ACCURATE, COMPLETE, CURRENT, OR UNINTERRUPTED. NO ADVICE OR INFORMATION OBTAINED FROM THE SERVICE CREATES ANY WARRANTY NOT EXPRESSLY STATED HERE.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (a) OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS IS CAPPED AT THE FEES YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; AND (b) WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST COMMISSIONS, LOST DATA, OR LOSS OF GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY. These limits apply to every theory of liability and survive termination. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

13. Indemnification

You will defend and indemnify Agent IV Software LLC and its owners, employees, and agents against claims, damages, and reasonable legal costs arising from: your use of reports or other output with clients or third parties; your breach of these Terms; your violation of TREC, MLS, association, or broker rules or of any law (including fair-housing law); or your collection and use of open-house visitor data.

14. Suspension and Termination

We may suspend or terminate your account if you materially breach these Terms, misuse the Service, fail to pay, or if we reasonably believe your use creates legal risk — where practical we will notify you and give you a chance to fix the problem first. You may stop using the Service and cancel at any time. On termination, your right to use the Service ends; sections that by their nature should survive (including Sections 3, 4, 5, and 10 through 17) survive.

15. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws rules.

16. Arbitration and Class-Action Waiver

Any dispute arising out of or relating to these Terms or the Service that we cannot resolve informally will be settled by binding individual arbitration in Travis County, Texas, administered under the rules of a recognized arbitration provider. You and we each waive the right to a jury trial and to participate in a class or representative action.

Small-claims carve-out. Either party may instead bring an individual claim in small-claims court in Travis County, Texas (or your county of residence, if the court's rules allow) for disputes within that court's jurisdiction.
30-day opt-out. You may opt out of this arbitration section by emailing kiyancaras@icloud.com within 30 days of first accepting these Terms, stating your name, account email, and that you opt out of arbitration. Opting out does not affect any other part of these Terms.

17. Changes to These Terms

We may update these Terms from time to time. For material changes we will give you advance notice — in the app, where you will be asked to accept the updated Terms before continuing, or by email where we have the ability to send it. The "Last updated" date above always reflects the current version. Continuing to use the Service after a change takes effect means you accept the updated Terms; if you do not accept them, cancel before the effective date.

18. Contact

Questions about these Terms: kiyancaras@icloud.com
Agent IV Software LLC, Austin, Texas.