Mortgage Calculator

Payment, total interest & amortization. Updates as you type.

Start from the payment — solve the down payment or the budget.

Monthly Payment

$0.00

Total Interest

$0.00

Down Payment Needed

—

Est. Budget

—

Property Address (optional)

Comfortable Monthly Payment (all-in)

Down Payment Saved (optional)

Home Price *(the house they're eyeing — optional)

Down Payment %

Interest Rate %

Loan Term (yrs)

Extra Principal / mo (optional)

Add escrow — taxes, insurance, HOA (for full PITI)

Annual Tax Rate %

Insurance / yr

HOA / mo

PMI % (if <20% down)

Enter the escrow items below (taxes, insurance, HOA) for a true all-in answer — empty means principal & interest only, plus PMI under 20% down unless the PMI % box is 0.

Prepared For (optional)